Does My Old Plan Still Work?
If your plan was signed years ago and your life has changed — new assets, marriages, divorces, births, deaths — your documents may no longer match your actual situation or do what you originally intended.
What you should know
- The most common estate planning failure is not a missing document. It is a document set up correctly years ago that didn’t get updated as life moved on.
- A trust funded in one year can have meaningful gaps a few years later if new accounts were opened in your personal name or beneficiary forms were reset by an employer change.
- Beneficiary designations on life insurance, IRAs, and 401(k)s can quietly become outdated after a divorce, remarriage, or the death of a named beneficiary.
- Out-of-state real estate not titled into a trust can cause a separate probate in the property’s state, even if the rest of your plan avoids probate.
- A brief review every few years can catch drift before it shows up at exactly the wrong moment.
Is your plan still keeping up with your life?
Twelve quick questions about what’s changed since your plan was last reviewed. Brent reads your answer back to you at the end.
A 60-second guided check. See how much your life has drifted from the plan on paper.